Pliant applies a fee to each FX transaction and charges a total FX fee as part of the monthly fee invoicing. FX transactions are transactions with a currency different from the currency of the card account - e.g. a transaction with a USD merchant made with a EUR card would count as an FX transaction.

The general FX fee applied is 2% but there may be a special rate applied for your organization. To check which FX fee rate applies, visit the Organization > Plan page.

The FX fee is calculated as soon as a transaction is booked. At the end of each calendar month the FX fees per transaction are summed across all booked transactions for the month and the combined amount is added to the overall monthly invoice.

FX fee per transaction and the applicable fee rate are included in the transaction CSV export.